Location near you
SmartPay is a payment program in partnership with ZipLine (NPCA) that helps you save money and makes it fast and easy to pay. SmartPay delivers technology that enables you to automatically pay with your checking account.
You'll save 10¢ a gallon on every purchase. By using SmartPay Check-Link, you help us save fees associated with credit and debit cards. And when we save, we pass those savings on to you.
We've partnered with ZipLine (NPCA) to deliver technology that enables you to link your checking account with a SmartPay Card or the SmartPay App so you can pay for fuel at participating Cumberland Farms locations.
There are two ways you can use SmartPay.
To sign up for SmartPay Check-Link, go to cumberlandfarms.com/smartpay, and click 'join for free'. Please be sure to have your driver's license and checking account information ready.
Yes, the security of your data is very important to our business. In order to protect your account information and keep it secure, we request your Check-Link PIN every time you use SmartPay. In addition, we do not resell or disclose any information to any third parties. The data you have provided is required to enable us to verify and link your information to your card to be able to perform an ACH debit transaction.
No. There is no enrollment fee and we do not charge fees for use of your SmartPay Card or App. If your bank returns a transaction unpaid, you will be charged a fee. We recommend that you have Overdraft Protection on the bank account used for your payment card transactions to avoid this return fee.
Once you have enrolled, the information that you provide will undergo a validation process. This process could take up to three business days. You will be notified of your SmartPay account status and program details through subsequent email messages.
You can use SmartPay at all Cumberland Farms locations that sell gas, with the exception of our Windsor, VT location.
Yes, and you still get a 10¢ discount on every gallon of gas! To pay from your mobile phone, tap 'pay for items in-store', show the barcode to the cashier, and type in your Check-Link PIN at the prompt. Make sure the brightness of your screen is set to 100% so the scanner can read the barcode. To pay with your SmartPay card, simply swipe your card, and type in the Check-Link PIN you created when you joined.
With SmartPay, you have the ability to link one account to everyone in your family. Simply pick up a card for each person, and call 1-877-403-2222 to link the card number(s). When swiping the card, be sure to enter the Check-Link PIN that was used to create the account. If you are using SmartPay on your mobile phone, no additional cards are necessary. Simply download the app, and log in with the same email address and Check- Link PIN that was used to create the account.
No. ZipLine (NPCA) is a private data processing company with no official affiliation with the Registry of Motor Vehicles. We partner with ZipLine (NPCA) to operate this service. They have entrusted ZipLine (NPCA) to provide payment services in the same way they rely upon Visa and MasterCard.
The Automated Clearing House (ACH) Network is a highly reliable and efficient nationwide batch-oriented electronic funds transfer system governed by the NACHA Operating Rules that provide for the interbank clearing of electronic payments for participating depository financial institutions. The Federal Reserve and Electronic Payments Network act as ACH Operators, central clearing facilities through which financial institutions transmit or receive ACH entries.
Examples of ACH payments include:
SmartPay Rewards gives SmartPay mobile app users a little something extra for using SmartPay Check-Link.
The program is only available for SmartPay Check-Link mobile app customers at this time.