At the Cumberland Farms we work hard to provide a comprehensive, competitive benefits package designed to offer cost-effective, valuable benefit options to our team members.

Our insured benefits programs offer options that will ensure the appropriate level of protection for team members and their families:  

Health Insurance

We offer team members two comprehensive medical plan options through Blue Cross Blue Shield:

  • Blue Care Elect Preferred PPO 90/70 PPO plan
  • Blue Cross Blue Shield Value Plan

Pharmacy Benefits

Cumberland Farms offers a comprehensive pharmacy program through EHIM for those team members who are enrolled in one of the health plan options.  This comprehensive Rx coverage, includes a three tier formulary benefit, and also includes a robust preventative care program.  Mail order service is included.

Dental Insurance

Dental Blue, our Blue Cross Blue Shield dental plan provides preventative, basic, and major restorative care with a $1,500 annual benefit and orthodontia coverage for members up to age 19.


EyeMed Vision Care provides benefits for eye exams, glasses and contacts at a low monthly premium.


Flexible Spending Accounts (FSA)

Health Care Reimbursement Account

The Health Care FSA allows team members to pay for certain health care expenses with pre-tax money. Such expenses for team members and their dependents include deductibles, coinsurance, co-pays, out-of-pocket dental, vision expenses and more. 

Dependent Care Assistance Account

The Dependent Care FSA allows team members to pay for certain dependent care expenses with pre-tax money. Eligible expenses include qualified dependent or elder care services for the purposes of working or attending school full-time. 


Life Insurance

Basic Life Insurance & Accidental Death/Dismemberment (AD&D)

The Company provides Basic Life & AD&D Insurance at no cost to eligible full and part time team members.  Coverage amounts and waiting periods vary based on job classification.

Optional Life Insurance and Voluntary Accidental Death/Dismemberment (AD&D)

Eligible team members may purchase Optional Life Insurance and Voluntary AD&D Insurance up to three times their annual basic salary.


Additional Benefits

Disability Plans

Cumberland Farms offers group disability coverage to eligible full-time team members.

Paid Time Off

At Cumberland Farms, we understand the importance of work-life balance.  We offer eligible team members generous paid time off benefits such as Holiday Pay, Vacation Pay and Paid Time Off (including sick pay). 

Educational Assistance

At Cumberland Farms, we strive to provide team members with opportunities for growth and development. Eligible team members are provided with the opportunity to further their education to improve their current job skills and knowledge and also to prepare for future opportunities within the organization through our Educational Assistance program.  This program is offered to eligible full-time and part-time team members.

Retirement Plan

Team Members can contribute to a 401(k) Plan on a pre-tax or Roth basis.  The Plan includes a competitive match which includes a five year vesting schedule.  

Wellness Incentives

Our comprehensive, incentive based wellness program is designed to improve overall well-being and includes a rebate on team member health insurance premium payments for participation.   Also included is access to discounted fitness club memberships across the country.

Employee Referral Program

For team members who help fuel our talent pool by referring a candidate, a referral bonus award of $500 is offered.

Employee Assistance Program

We are all faced with life challenges.  Whether those challenges are big or small, our team members and their families have access at no cost to our EAP which offers confidential support, tools and guidance to navigate these challenges.

Corporate Perks

Cumberland Farms team members can save money with this online resource when booking vacations, eating out, buying electronics and more.